Have I Mentioned that I Hate This House?
Oct. 15th, 2020 05:11 pmLike... So many problems. Some of which have been ignored for 30 years. And so, we are now trying to fix them. Before, you know, the house burns down.
The latest ones are the 2 chimneys. Neither of which have apparently ever had chimney caps put on. You know what happens when you don't up a chimney cap on? The mortar between the lining brick washes away. And then fire can get in places it shouldn't. So can creosote.
We are currently staring down the barrel of a $20,000 bill to repair this shit.
Not actually, no. Home Owner's insurance might cover some of it. Might. Like $9,000. Minus our $2,500 deductible. And if we do a new fireplace insert into the dining room, we don't have to do the most expensive repairs. Of course, those most expensive repairs are also the things that insurance might cover. If we leave off the repairs to the outside chimney, or maybe find a different contractor, we can cut it down to around $6,000 for now. Guestimating because I don't know what things like shipping and handling for the new stove and insert would be, or what the cost of the new flexible flue pipe is (though one online store priced it at $550). So, I can guess some things, but not others.
Of course, I gotta talk to the hubby about all of this. Have I mentioned that talking about money makes me get close to a panic attack? Seriously. Just thinking about it, my face starts to tingle and then go numb and I can feel my heart race.
The latest ones are the 2 chimneys. Neither of which have apparently ever had chimney caps put on. You know what happens when you don't up a chimney cap on? The mortar between the lining brick washes away. And then fire can get in places it shouldn't. So can creosote.
We are currently staring down the barrel of a $20,000 bill to repair this shit.
Not actually, no. Home Owner's insurance might cover some of it. Might. Like $9,000. Minus our $2,500 deductible. And if we do a new fireplace insert into the dining room, we don't have to do the most expensive repairs. Of course, those most expensive repairs are also the things that insurance might cover. If we leave off the repairs to the outside chimney, or maybe find a different contractor, we can cut it down to around $6,000 for now. Guestimating because I don't know what things like shipping and handling for the new stove and insert would be, or what the cost of the new flexible flue pipe is (though one online store priced it at $550). So, I can guess some things, but not others.
Of course, I gotta talk to the hubby about all of this. Have I mentioned that talking about money makes me get close to a panic attack? Seriously. Just thinking about it, my face starts to tingle and then go numb and I can feel my heart race.